SMEs and Rising Debtor Periods
For the vast majority of SMEs, the average debtor period is sitting at more 50 days and is only rising. This is having a serious effect on business cash flow.
For the vast majority of SMEs, the average debtor period is sitting at more 50 days and is only rising. This is having a serious effect on business cash flow.
If you've started looking for a business loan then odds are you've come across a lot of finance terms; some you probably recognise and some maybe not so much.
When you start looking for funds you'll hear a lot of talk about business credit scores and how important they are, but what actually makes a ‘good’ credit score and how do you get one?
Running a business is a full-time job and often requires a business owner to fulfil multiple roles, including managing small business finance. While monitoring finances aren’t one of the most exciting roles of business ownership, it’s one of the most crucial in determining the success or failure of any business.
Australia is edging ever closer to being a cashless society, but just how far away are we from being completely cashless and what does this actually mean for small businesses?
With more than 75% of their members either servicing small businesses or small businesses themselves, the Institute of Public Accountants (IPA) is dedicated to helping small businesses grow. We spoke to the IPA CEO, Andrew Conway, to hear his top tips for keeping your business in good shape for the new financial year:
When choosing your small business loan in Australia, it’s important to be fully informed about all of your different finance options. Here are some of the key points to consider when choosing a small business loan in Australia.
Moula knows small business. We understand that it's no easy task to build and grow a small business. Time, effort and, often, cash flow are all limited resources. We know that small businesses need cash to grow and we are here to help.
By far, one of the most frequent questions we get asked is: does Moula offer startup business loans? But the answer isn’t as straightforward as you might think.
One of the great things about alternative lenders is that there is no ‘one size fits all’ loan application. We assess each loan individually and in some cases can even create personalised loan agreements.
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