Finance

Cash Flow Tips

Tips for Avoiding a Christmas Cash Flow Crunch

Summer holiday time in Australia can be a cash flow nightmare for many businesses. Although retail spending is booming before Christmas and during Boxing Day sales, many business-to-business companies can experience a big downturn in sales from mid-December until the end of January. Here we offer a few ideas to get avoid a summer cash flow crunch.
Invoice Finance

Invoice Finance in Australia: The Pros and Cons

Invoice finance – also called invoice factoring, invoice discounting, debtor finance and accounts receivable finance – is a way for companies with unpaid invoices to receive their cash faster. Companies that offer payment terms can have a lot of money ‘locked up’ in their invoices while waiting for payment. For a large business, this could amount to millions of dollars outstanding. Here we cover the pros and cons of invoice finance in Australia.
Business Loans In Australia

Overcoming the Challenge of Getting Business Loans in Australia

Getting business loans in Australia can be challenging, especially for small to medium enterprises that haven’t been in business for a long time. The problem of business loans in Australia affects the ability of businesses to grow and increase employment. Here we’ll examine the causes of lack of business loans for SMEs in Australia and ways to overcome the challenge.
Government Business Loans

Government Small Business Loans: A Short Guide

Australian businesses needing finance might not be aware that government business loans are an option, as you more often hear about government grants and assistance. But in reality, there are many forms of financial assistance from government agencies, including business loans. These loans are either interest-free or offered for low-interest rates.
Initial Public Offering

Is an Initial Public Offering (IPO) the Way to Go for Your Business?

Faced with stricter borrowing requirements from banks, more small to medium enterprises are considering all the options. One of these is ‘going public’ with an initial public offering (IPO). In Australia, there are around 2,400 publicly listed companies. Although you often hear about the large companies of the ASX 200 or ASX 500, you don’t have to be a large multinational business to get listed.
Angel Investors

What Are Angel Investors?

If you have done any research about starting a business or getting investment for an existing business, you’ve probably heard about angel investors. If you don’t know what an angel investor does, we’ll answer your questions here.
Overtrading

Overtrading – The Downside of Business Growth

In business, growing revenue and profit is usually seen as something positive. But there is a downside to growth called overtrading. This occurs when a business expands quickly and does not have the finance in place to fund growth. The result is a lack of working capital to cover day-to-day expenses while sales are growing.
Cash Flow

9 Ways to Overcome a Cash Flow Crunch

Cash flow is a constant challenge for many small to medium businesses. There are many reasons why businesses run into a cash flow crunch – it could be slow debt collection, bad debt, seasonal sales fluctuations, overinvestment in production capacity, or too much stock. Whatever the cause, a cash flow crunch can be a threat to business survival. Here are a few things business owners can do to overcome a cash flow crunch.
How To Calculate Return On Investment | ROI Calculator

How to Calculate ROI on a Business Loan

Return on investment (ROI) measures investment performance. It calculates the profit as a percentage of the initial investment amount. A positive ROI means you will make more money than you invested. ROI can be the critical difference between ugly debt and positive growth.

Get a repayment schedule

Close form panel

We’ll send the results to your inbox right now.

Get schedule

Email sent

Your email is on its way!

Something went wrong

Your repayment schedule email was not sent. Please call us on 1300 88 09 72 for assistance.