A Leap of Faith into Moula
Moula joined the ranks of LinkedIn’s Top Startups in 2019 and our Chief Data Officer, Paul Pesavento was invited to share his story on making the transition from corporate life to Moula.
Partner Insights with Jason Basseal of Loan Market
Here's a quick interview with Moula Partner Jason Basseal from Loan Market in Burwood NSW about how he has used Moula to help his clients.
Financial Key Performance Indicators: How Can They Help Your Business?
Key performance indicators can be used to analyse most business functions. Here we’ll examine the top financial key performance indicators (KPIs) and how to use them.
Payment Terms: Research Reveals Lost Opportunities for SMEs
Research commissioned by Moula in mid-2019 has revealed that business-to-business buyers and sellers are being held back by a lack of cash flow. Almost half of businesses looking to grow by purchasing stock, buying equipment or materials, or paying for services are not able to expand due to a lack of funds. While nearly 60% of merchants selling to other businesses offer payment terms, 63% of these businesses report that their cash flow is adversely affected by late payments.
What Is Cash Flow?
Cash flow is the amount of money (cash) or cash equivalents that move in and out of business. In other words, it’s the increase or the decrease of the amount of cash held by a business. Cash flow (CF) is a factor that people use to determine the viability of a business. If a company can generate positive CF on a regular basis, it’s beneficial for long-term success. On the other hand, businesses experiencing ongoing cash flow shortages are at risk of failure.
What Are Current Assets?
The term ‘current assets’ is used when analysing the finances of a business. Here we cover the factors that comprise current assets and how they are defined.
What Are Debtor Days and How Do You Calculate Them?
Debtor days measures how long on average it takes for a business to get paid after an invoice has been issued. Here we’ll cover how to calculate debtor days and why they are an important factor to be aware of when managing a business.
New Legislation Opens Up Opportunities for Finance Brokers
Legislation introduced recently is set to limit the ability of small businesses to use their tax debt as a financial tool. Until recently, business tax debt was not reported to credit bureaux.
How to Help Your Clients with Their Business Tax Debt
Tax debt is a serious issue for many small businesses. In 2019, it’s estimated that small business owners owe the ATO $13 billion. Given the large amounts businesses owe to the ATO, business finance brokers are well placed to help their clients with this challenge.
What Is a PEST Analysis?
A PEST Analysis is a way to examine important factors in the environment to determine what potential changes can affect a business. Here we define what this analysis is and how to conduct one.