The Upside and Downside of Getting a Business Loan from Family and Friends
If you have a new business and need finance to grow, you usually don’t have many options when it comes to business finance. Besides credit cards, business owners often go…
Crowdfunding as an Alternative to Business Loans
Crowdfunding has been growing in popularity as an alternative to business loans to fund new products and projects. Let’s look at how crowdfunding works, the challenges involved, whether it could…
Best Business Loan: How to Find One in Australia
Finding the best business loan for your business can be tricky, but this guide will identify different factors worth considering before taking out a business loan. Ultimately, the best Australian business loan is one you can afford and one that helps your business grow.
Debt: The Good, the Bad, the Ugly
Not all debt is created equal. And not all debt is bad. This article will not champion debt as a great idea for all, but it will differentiate the different types of debt – the good, the bad, and the ugly – and how you can use debt to improve your cash flow and grow your business.
How to Master Cash Flow
Timing is everything when it comes to cash flow. There are times when all your invoices are paid at once and your cup overfloweth. Then there are times when all your debtors are behind on their invoices and you’re hit with bills, overheads, staffing costs and it’s time to pay for the next shipment of inventory. Instead of trying to master time, here are some tips on how you can master cash flow, with first-hand advice from good business owners.
How to Identify a Transparent Business Loan
Transparency can be hard to find in the business lending space. We’re so passionate about it, our favourite colour is clear. Here's our guide on how to identify a transparent business loan, and some of the dangerous practices to be aware of.
How to Calculate the Cost of a Business Loan
Not sure how much your business can afford to borrow? Here’s exactly what you need to look for in your loan terms and rates.
Partner Spotlight: Dean Burston (BCI Finance)
With over 20 years in banking and finance, specifically as a broker from 2012, Dean Burston has seen just about every side of the Australian financial sector. We spoke to him about his experience referring clients to Moula.
5 Worst Cash Flow Mistakes for Business Owners to Avoid
Every business owner will know that cash flow is one of the most important parts of running a business. However, while great cash flow can keep everything running smoothly, poor cash flow management can lead to business stagnation and even failure.
SMEs and Rising Debtor Periods
For the vast majority of SMEs, the average debtor period is sitting at more 50 days and is only rising. This is having a serious effect on business cash flow.