The internet has broken down barriers and made it possible for people to connect in new ways. One of these is peer-to-peer lending, also called marketplace lending. So what is it? Simply put, peer-to-peer lending matches investors with people looking to borrow money. Using an online platform, peer-to-peer lending makes it possible to bypass traditional lenders – such as banks, credit unions and building societies – by connecting lenders and borrowers.
Getting e-commerce business finance can be a challenge no matter what stage you are at with your venture – from start-up to established business. You might think that banks are the only option for getting e-commerce business finance but there are other ways to get the money you need to grow your e-commerce business. Here we’ll look at some of the options for getting e-commerce business finance.
Business credit cards can be confusing. To reduce the stress of choosing the right one, here’s a rundown of all the different considerations to think about when finding the best business credit card for your needs.
Considering a business loan? Before you start looking to apply for a business loan, it will help to understand what banks and other business lenders are looking for when they…
You can have all the right ingredients for a successful business, including the right product or service, excellent customer service and effective marketing that generates revenue. Although it might seem…
If you have a new business and need finance to grow, you usually don’t have many options when it comes to business finance. Besides credit cards, business owners often go…
Crowdfunding has been growing in popularity as an alternative to business loans to fund new products and projects. Let’s look at how crowdfunding works, the challenges involved, whether it could…
Finding the best business loan for your business can be tricky, but this guide will identify different factors worth considering before taking out a business loan. Ultimately, the best Australian business loan is one you can afford and one that helps your business grow.
Not all debt is created equal. And not all debt is bad. This article will not champion debt as a great idea for all, but it will differentiate the different types of debt – the good, the bad, and the ugly – and how you can use debt to improve your cash flow and grow your business.
Timing is everything when it comes to cash flow. There are times when all your invoices are paid at once and your cup overfloweth. Then there are times when all your debtors are behind on their invoices and you’re hit with bills, overheads, staffing costs and it’s time to pay for the next shipment of inventory. Instead of trying to master time, here are some tips on how you can master cash flow, with first-hand advice from good business owners.
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