Finance

federal budget 2020

Federal Budget 2021: What’s In It for Business?

SMEs are being called the winners of the Federal Budget, which aims to boost confidence, help businesses grow, and increase employment. Several measures are an extension of those introduced in the budget released in October 2020. Most of the benefits to businesses will come through tax relief, while SMEs can also benefit from targeted support, technological advancement initiatives and measures to enlarge their share of government procurement. Here’s a roundup of how the budget will impact SMEs and support economic recovery.

Business woman at a desk considering her cash flow

Cash Flow: What It Is and How to Improve It

Cash flow (sometimes spelled cashflow) is the amount of money (cash) or cash equivalents that move in and out of business. In other words, it’s the increase or the decrease of the amount of cash held by a business. Cash flow (CF) is a factor that people use to determine the viability of a business. If a company can generate positive CF on a regular basis, it’s beneficial for long-term success. On the other hand, businesses experiencing ongoing cash flow shortages are at risk of failure.

business associates discussing operating expenses

What Are Operating Expenses?

An operating expense is a cost that a business incurs through its regular business operations to meet day-to-day expenses. In accounting terms, the abbreviation OPEX (or OpEx) is widely used to refer to operating expenses.

small business finance

Small Business Finance: A Short Guide from Moula

Small business finance can be a crucial step to grow your business. However, it could be challenging to understand the range of business funding available and which one is most suitable for you. Here we’ll examine some of the most common forms of small business finance.

Businesswomen discuss a business loan interest rate.

Business Loan Interest Rates and How to Compare Them

'What’s the business loan interest rate?' is one of the first things asked when looking for a business loan. This is not easy to answer because the business loan interest rate will vary according to the type of loan. Here we’ll cover a few of types of business loans available and the corresponding interest rates*.

unsecured business finance

Unsecured Business Finance: How Does It Work?

What do you do when you need quick business finance without putting your assets at risk? Don’t have collateral to pledge when looking for a business loan? The answer is unsecured business finance. Here we’ll cover the types of unsecured finance in Australia and look at the pros and cons to determine if it’s right for you.

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