What Is Goodwill?
Goodwill is an intangible asset that comes into play when buying or selling a business. Here are key points about goodwill including how it is calculated.
Cash Flow Forecast: How to Create One
A cash flow forecast is a good way to stay on top of cash flow, one of the biggest challenges for small businesses in Australia.
Emergency Business Finance Options
There are times when a business can find itself in a tough spot and needing urgent business finance. Here we’ll look at some of the options for short-term loans when small businesses are struggling with cash flow.
What Types of Collateral Can You Use for a Business Loan?
In contrast to unsecured business loans, secured business loans require some form of collateral. Secured business loans have some advantages over unsecured loans, including lower interest rates and the ability to borrow a higher loan amount. If you are considering getting a secured business loan, you might be wondering what you can use as collateral.
Debt or Equity Finance – What’s Right for Your Business?
All business finance falls into two categories – debt or equity. Understanding these forms of finance will help you decide what’s right for your business. Let’s start by looking at the definitions of debt finance and equity finance.
Online Business Loans – What Are They and How Can They Help?
Before the rise of online business loans, there was a time when getting a business loan meant completing stacks of paperwork and then waiting six to eight weeks to find out if you were approved. That’s all changed with online business loans. Let’s look at this innovative way that SMEs are getting access to funds they need without the hassle of going through a bank loan application.
Financial Ratios: How Can They Help You Measure Your Business Performance?
Financial ratios are a helpful tool to analyse how your business is performing. Although they might not be as exciting as other aspects of your business – such as sales, marketing and product development – knowing your financial ratios will give quick insight into your company’s financial health.
Business Lending: How to Choose the Right Option
With many business lending options available, it can be challenging to choose the right one for your needs. Here we consider factors to consider when determining the most appropriate business lending for your situation.
What is Alternative Business Lending?
With banks tightening small business lending, a growing number of small business owners have been looking for financing options to grow their businesses. Let’s take a look at why more small business owners are seeking alternative business lending options and how non-traditional business lenders are providing lending options for small business.
Business Loan Requirements – What You Need Before You Apply for a Business Loan
Before you start filling in a loan application, it’s essential to understand the business loan requirements. Here we’ll cover a few of the basics of business loan requirements to prepare before you apply for business finance.