What Are Current Assets?
The term ‘current assets’ is used when analysing the finances of a business. Here we cover the factors that comprise current assets and how they are defined.
Alternative Business Finance Products – Can They Help Your Business?
With the amount of available credit shrinking for some sectors and financial institutions raising lending standards, more businesses are turning to alternative business finance to cover cash flow shortages and grow their businesses.
Points to Consider When Seeking a Loan for Business
There comes a time when every small business owner needs to consider a loan for business. Before you take the plunge and apply for a business loan, there is a range of questions to consider.
Cashflow Finance: What Is It and How Does it Work?
Cash flow finance is one way for businesses to get the working capital they need to cover their expenses. Here we take a look at cashflow finance and how it can help businesses.
How to Get a Small Business Loan Online
If you’re wondering how to get a small business loan online, this short guide will help you understand your options. There was a time when business owners would have to spend hours on paperwork and then wait weeks to see if they qualified. This all changed when lenders such as Moula made it easy to access unsecured business loans online. Here’s an overview of how to get an SME loan online.
How to Compare Business Loans
With a wide range of business finance products available in Australia, it can be challenging to choose the right one for your needs. Let’s look at some of the points to consider when you compare business loans.
Invoice Finance: How Much Does It Cost?
Invoice finance is one way businesses can improve their cash flow. Also known as debtor finance, cash flow finance, invoice discounting and accounts receivables finance, the dollar amount of invoice financing at any one time in Australia is around $75 billion, which is 3 per cent of GDP. While more businesses are using debtor finance to unlock the value of their unpaid invoices to improve working capital, it doesn’t come without a cost. Let’s look at the basics of invoice finance and unpack the elements that make up its cost.
Manufacturing Business Loans – Powering a Key Australian Business Sector
Manufacturing business loans support an important sector of Australia’s economy. Although you might have read about the decline of Australian manufacturing, the figures paint a different picture. As of November 2017, 885,000 people were employed in manufacturing in Australia. This accounted for 7% of people employed, making manufacturing the sixth largest employer. The manufacturing industry also plays a pivotal role in innovation, with 5% of sector value invested in research and development in Australia.
What Is Goodwill?
Goodwill is an intangible asset that comes into play when buying or selling a business. Here are key points about goodwill including how it is calculated.
Cash Flow Forecast: How to Create One
A cash flow forecast is a good way to stay on top of cash flow, one of the biggest challenges for small businesses in Australia.