Finance Archives

How to Get a Business Loan with No Assets

13 Jul. 2020
Team @ Moula
Finance

Getting a business loan with no assets might seem like an impossible task. Fortunately, there are options for getting small business finance even if you don’t have property or assets to use as collateral. Here’s a rundown of what the terms mean, and what your options are for getting a business loan without collateral.

What Is Cash Flow Lending?

27 Jul. 2020
Team @ Moula
Finance

Cash flow lending is one form of business finance that can help small businesses get the funds they need. Here we’ll define this type of funding and how it compares to its alternatives.

Working Capital Formula: What Is It?

14 Jul. 2020
Team @ Moula
Finance

Working capital is crucial for any business, and using the working capital formula is a simple way to see how a company is performing. Before we look at the formula,…

Get Capital for Your Business: 7 Ways to Do It

13 Jul. 2020
Team @ Moula
Finance

If you want to get capital for your business, there is a wide range of options. Let’s look at some of the options for obtaining capital for your business.

Debt Service Coverage Ratio (DSCR)

8 Jul. 2020
Team @ Moula
Finance

If you run a business, it’s helpful to understand the criteria that business lenders use to make decisions. One of these is the debt service coverage ratio (DSCR).

6 Tips to Improve Your Business in the New Financial Year

7 Jul. 2020
Team @ Moula
Finance

The first six months of 2020 have been challenging for most businesses, especially small-to-medium enterprises. If your business has just weathered this storm, here are a few things you do to move forward with confidence in the new financial year.

Invoice Finance: How Much Does It Cost?

13 Jul. 2021
Team @ Moula
Finance

Invoice finance is one way businesses can improve their cash flow. Also known as debtor finance, cash flow finance, invoice discounting and accounts receivables finance, the dollar amount of invoice financing at any one time in Australia is around $75 billion, which is 3 per cent of GDP. While more businesses are using debtor finance to unlock the value of their unpaid invoices to improve working capital, it doesn’t come without a cost. Let’s look at the basics of invoice finance and unpack the elements that make up its cost.

Inventory Turnover Ratio: How Can It Help Your Business?

1 Jul. 2020
Team @ Moula
Finance

The inventory turnover ratio is an important metric for businesses that sell products, either for wholesale or retail. If you’re wondering how to tell if your business has healthy inventory balances or carries excess inventory, you’ve come to the right place.