Team @ Moula

Manufacturing Business Loans – Powering a Key Australian Business Sector

9 Jul. 2021
Team @ Moula
Finance

Manufacturing business loans support an important sector of Australia’s economy. Although you might have read about the decline of Australian manufacturing, the figures paint a different picture. As of November 2017, 885,000 people were employed in manufacturing in Australia. This accounted for 7% of people employed, making manufacturing the sixth largest employer. The manufacturing industry also plays a pivotal role in innovation, with 5% of sector value invested in research and development in Australia.

people looking at tablet discussing a small business budget

Business Budget: 4 Steps for Creating One

A business budget is an essential document for analysing your business expenses and making decisions. Creating a business budget will also help you manage your cash flow and keep on track when unexpected expenses arise. To make this happen, let’s look at the steps you can take to create your business budget.

Business Finance Options for SMEs

Small-to-medium businesses have a range of options when it comes to choosing business finance. Here’s a summary of the most common forms of business finance in Australia.

sme definition sme meaning sme australia

SME Definition: What Is an SME in Australia?

SME, meaning small-to-medium enterprise, is a term used to describe a range of businesses based on the number of employees or annual turnover. These enterprises represent the vast majority of businesses in Australia, employ millions of people, and are the engine of the economy, responsible for 55 per cent of GDP. But what’s the definition of SME? Here we look at small-to-medium-sized enterprises, how they are defined in Australia, and their economic impact.

How to Get an ABN: A Short Guide

If you’re starting a business, you might be asking “How do I get an ABN?” To help you with this important first step here’s a summary of the key points in getting an ABN, including what’s required and how long it takes to get one.

What Is Goodwill?

3 Jul. 2021
Team @ Moula
Finance

Goodwill is an intangible asset that comes into play when buying or selling a business. Here are key points about goodwill including how it is calculated.

two business managers viewing a cash flow forecast

Cash Flow Forecast: How to Create One

2 Jul. 2021
Team @ Moula
Finance

A cash flow forecast is a good way to stay on top of cash flow, one of the biggest challenges for small businesses in Australia.

Emergency Business Finance Options

1 Jul. 2021
Team @ Moula
Finance

There are times when a business can find itself in a tough spot and needing urgent business finance. Here we’ll look at some of the options for short-term loans when small businesses are struggling with cash flow.

What Types of Collateral Can You Use for a Business Loan?

30 Jun. 2021
Team @ Moula
Finance

In contrast to unsecured business loans, secured business loans require some form of collateral. Secured business loans have some advantages over unsecured loans, including lower interest rates and the ability to borrow a higher loan amount. If you are considering getting a secured business loan, you might be wondering what you can use as collateral.

Bella Bronze Tan: The business glow up

Jasmine Scarr is a tanning technician who has built a seven-figure business in beauty. With physical shopfronts, COVID-19 had a profound impact on her business, but not in the way…