Team @ Moula

This author has written 361 articles

Author: Team @ Moula

Business content for Australian SMEs. Sharing guides, growth hacks, and expert tips on finance, sales and marketing, and tech.

Unsecured Business Loans In Australia

Five Common Unsecured Business Loans in Australia

If you are running a growing business, access to funds can be a challenge – especially if you don’t have property you can use as collateral. Fortunately, there’s a range of unsecured business loans in Australia that you can choose from. If you need funds to grow your business, here are some unsecured business loan options available.
Peer-to-peer Lending

What is Peer-to-Peer Lending?

The internet has broken down barriers and made it possible for people to connect in new ways. One of these is peer-to-peer lending, also called marketplace lending. So what is it? Simply put, peer-to-peer lending matches investors with people looking to borrow money. Using an online platform, peer-to-peer lending makes it possible to bypass traditional lenders – such as banks, credit unions and building societies – by connecting lenders and borrowers.
E-commerce Business Finance

E-commerce Business Finance – How to Fund Your E-commerce Business

Getting e-commerce business finance can be a challenge no matter what stage you are at with your venture – from start-up to established business. You might think that banks are the only option for getting e-commerce business finance but there are other ways to get the money you need to grow your e-commerce business. Here we’ll look at some of the options for getting e-commerce business finance.
Credit Score

What Is a Credit Score and How Does It Affect You and Your Business?

If you are seeking any type of credit — whether a credit card, home loan, personal loan or business loan — your credit score will come into play. So you might be asking, ‘What is a credit score?’ It’s simply a number that is calculated based on the information in your credit file at a point in time. It helps credit providers determine how creditworthy you are and how able you will be to pay back any new debt they give you.
Owner Of A Cafe Who Is Bootstrapping His Business.

10 Tips for Bootstrapping Your Business

There was a time when boots had straps to pull them on and ‘pulling oneself up by your bootstraps’ meant getting ahead on your own with little or no assistance. Today, the term ‘bootstrapping’ means starting with very little capital and putting all revenues back into the company to help it grow. If you don’t have access to money or investors, bootstrapping might be the only viable way to get started. Here are some tips for bootstrapping a business.
Cut Small Business Costs

10 Ways to Cut Small Business Costs

For many small businesses, the focus is on growing sales. When a business is growing, it’s possible for expenses to grow too quickly and get out of hand. When this happens, it can lead to cash flow problems and even threaten the existence of a business. To help you cut back on expenses and improve your cash flow, here are some simple ways to cut small business costs.
Woman At Computer Writing A Business Plan.

How to Write a Business Plan When Applying for a Business Loan

If you’re applying for a business loan, one of the first requests from traditional lenders will be to see your business plan. A business plan provides the information that traditional lenders need to make an informed decision about whether to approve a business loan and determine the amount. If you haven’t written a business plan before, it might seem like an immense challenge. A good place to start is with an outline covering all the information needed in the business plan. Here’s a brief overview of what to include in a business plan when seeking a small business loan.

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