Skip to content
Moula + Xero | Business Loans

A smarter way to
grow your business

Xero partners with Moula to fund your business faster.

Moula + Xero | Business Loans

Why Moula?

  • Apply online in less than 7 minutes
  • Borrow from $5,000 – $250,000

  • Link your Xero data to get a decision within 24 hours
  • No penalty for early repayment

Moula & Xero share data seamlessly in the cloud

Moula + Xero | Business Loans

What we do access

Profit and loss information (e.g. sales and expenses)
Balance sheet information, current and non-current
Number of employees

What we don't access

Information about your customers (e.g. who they are)
Information about your inventory (e.g. what you are selling)
Employee personal information

The numbers behind our data linking

6 Layers Of Encryption

6 layers of encryption when you log in to your data

93% Of Businesses Link Their Data

93% of business owners link their data

Save Yourself 4 Hours By Linking Your Data

Decisioning is 4 hours, or 35%, faster when linking your data

Have questions? Speak to a real human on 1300 88 09 72 weekdays 9am - 5pm AEST

Grow your business in 3 simple steps

Apply online in less than 7 minutes to get a decision within 24 hours

Business Loan Details | Moula

Get started

Complete some basic business and personal information to get started.

Link Business Data | Moula

Link your data

Link your online banking or accounting data, and we’ll determine how much we can lend.

Get Business Funds | Moula

Get funds fast

Once approved, provide us with your preferred business bank account, and we’ll have the funds to you fast.

What do you need to get started?

  • Active ABN or ACN
  • 6+ months in business
  • $5,000+ in monthly sales
  • GST registration


TrustScore of 4.8 out of 5 based on 1,745 reviews on Trustpilot logo

Don’t just take our word for it, though, read reviews from our customers.

Have questions about data linking?

Read the Guide

Get a repayment schedule

Close form panel

We’ll send the results to your inbox right now.

Email sent

Your email is on its way!

Something went wrong

Your repayment schedule email was not sent. Please call us on 1300 88 09 72 for assistance.