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Melbourne business owner?

Get a Melbourne business loan in under 24 hours.

At Moula, you can get funding in 24 hours

TrustScore of 4.8 out of 5 based on 1,745 reviews on Trustpilot logo

To get started, all you need is

  • Active ABN or ACN
  • 6+ months in business
  • $10,000+ in monthly sales

Small businesses at the forefront of our growing economy

Small businesses play an important role in the Australian economy with over 600,000 small businesses operating in Victoria1.

The number of small businesses entering the total business count is growing by the day, whether they be start-ups, solo entrepreneurs, family-run operations, or medium-sized enterprises. Business loans Melbourne can help these companies grow. 

Melbourne Business Loans

Funding for Small Business

Over 90 percent of Australian companies are small businesses, accounting for 33 percent of Australia’s GDP, employing over 40 percent of Australia’s workforce and paying around 12 percent of total company tax revenue2.

While some small businesses are at the cutting edge of technology and design, only 30 percent of small businesses engage in innovation and business improvement initiatives3.

Unfortunately, lack of access to capital is the most common barrier to growth and innovation and R&D4.

Business Loans Melbourne

Why you need to invest
in your business

To run a thriving, profitable and scalable business, investment into new goods, services, processes and methods is critical. Every small business must be at the forefront of their industry to avoid being undercut and overrun by stifling competition and market conditions.

Further, small to medium-sized businesses heavily rely on bank financing for day-to-day operations, with many vulnerable to credit issues due to fewer assets, loan collateral and lack of alternative financing sources5.

Cash flow can be the difference between a small business sinking or sailing. But unsecured business loan applicants now face a 74% rejection rate at banks and traditional lenders. They’ll also can take 6 to 8 weeks to assess a loan application. Instead of waiting around for banks, you can apply for a Moula Melbourne business loan and have funds in your account tomorrow.

The better Melbourne
business loan

With many financing and funding companies out there fighting for your business, it can be easy to feel confused and overwhelmed. With Moula, what you see is what you get. Our pricing is simple and friendly, with no direct debit fees, and no penalty for early repayment. We believe in transparency, so there are no hidden fees, and no hassle.

Moula has a TrustScore of 4.8 out of 5 based on 1,745 reviews from real business owners on Trustpilot. Don’t just take our word for it, though, read reviews from our customers.

Moula analyses your business’ data providing funding that is relevant and appropriate to help you grow. Funding is generally between $10,000 and $250,000.

If you need more than $250,000, contact us at or on 1300 88 09 72.

To be eligible for a Moula loan, you need to have:

  • An ABN or ACN
  • have been in business for at least 6 months
  • at least $10,000 in monthly sales

Just a 2% loan origination fee for direct customers. We’ll deposit the loan into your nominated business bank account without any hidden fees or costs. Read our Fee Statement here.

Access Melbourne business loans in under 24 hours.

Moula has helped thousands of small businesses grow by providing business loans in Melbourne for every industry. From restaurants to retailers, professional services to tradies, Moula helps you access funding quick, smart.

Apply online in under ten minutes. We commit to giving you an answer within 24 hours, and you can have the funds in your account the next day. So we make Melbourne business loans easy.

What do you need to apply?

  • An ABN or ACN
  • At least 6 months in business
  • Minimum of $10,000 in monthly sales

Start a new application

By getting started you agree to our Terms & Conditions

Your call-back request has been submitted.

Our customer service team will be in touch as soon as possible to discuss your application

When we call, we'll be able to help you with:

  • any questions you have about Moula
  • what you'll need to complete your application
  • next steps to continue

We look forward to discussing your funding needs with you.

Something went wrong.

Please contact our customer support team on the phone or live chat.

  1. Small business in Victoria, by the numbers. Business Victoria (link)
  2. Small Business Counts. Small Business in the Australian Economy. Australian Small Business and Family Enterprise Ombudsman (PDF)
  3. Small Business Counts. Small Business in the Australian Economy. Australian Small Business and Family Enterprise Ombudsman (PDF)
  4. Selected Characteristics of Australian Business 2015-2016 (8167.0). Australian Bureau of Statistics (link)
  5. The business size distribution in Australia – Research Paper 5/2015 (PDF)

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