Business loan calculator
Total transparency.
Crunch our numbers to see for yourself.
See what your repayments could look like with our free calculator and get a simple repayment schedule sent straight to your inbox.
Calculate your business loan repayments
The information provided in the business loan calculator above is indicative only.
| Fortnightly Period | Loan Repayment | Interest Capitalised | Interest Payment | Total Repayment |
|---|---|---|---|---|
| Princpal + Interest cost | ||||
| Total |
Clearly, a better way to borrow
We are so passionate about transparent lending we created a business loan calculator. You can crunch our numbers and know exactly what your repayments will look like before applying for a business loan with us. And we never charge any sneaky hidden fees.
If you have been asking, “How much can my business borrow?” use our free business loan calculator to work out the total cost of a loan for your business ahead of time. Check out what your fortnightly repayments will look like at different interest rates, and then get a simple repayment schedule sent straight to your inbox. The business loan repayment calculator is free, and you can send yourself as many of these as you like.
Answers to your most commonly asked questions
This calculator lets you estimate your total loan cost and regular repayments based on a loan amount, term and interest rate. It uses the same structure as our business loans – fixed interest rate, fortnightly repayments over a 12 to 36 month term, so you can see what a Moula loan is like before you apply.
The figures are indicative only and don’t constitute an offer of credit. Your actual interest rate, approved amount and repayment schedule are confirmed once you apply and we’ve assessed your application. We’ll never charge you more than the maximum total repayment shown in your final loan offer.
We keep pricing simple. We deposit the loan into your nominated business bank account, with no hidden fees or costs, so the amount we lend is the amount you receive.
We charge a 2% origination fee for direct customers. Other than that, you simply pay back what you borrowed (principal), plus interest. Our business loan interest rates range from 15.99%–35.99% APR, with no hidden fees.
We don’t charge any hidden fees. No direct debit fees or ongoing fees. We charge fixed interest rates, so you won’t get any unwelcome surprises that can make it difficult to manage your cash flow.
We price each loan individually based on the strength and performance of your business – things like time in business, sales, and cash flow. That means not every customer will receive the same rate.
The range shown in the calculator reflects the current minimum and maximum APRs (Annual Percentage Rates) we offer on our business loans. Once you apply and link your data, we’ll calculate a rate for your business and show you a clear, fixed repayment schedule before you accept.
The rate you qualify for depends on your business data, trading history, cash flow, and other factors. If you’re unsure, start with a rate in the middle of the range to get an indicative view, then adjust it up or down to see how it affects repayments.
Our loans are repaid fortnightly. Each fortnightly repayment includes both principal and interest and is fixed for the life of the loan, so you know exactly what’s due every fortnight.