Transparent
business loans
No hidden fees. No surprises.
Transparent through and through
Transparent business loans can save you a lot of money and stress. The true total cost of your business loan can be obscured by any number of things like factor rates, hidden fees and charges, and special offers
We prefer transparent business loans. That means no factor rates, no hidden charges, and no confusing offers. You simply pay the repayment and interest amounts – clear and simple.
Clearly, a better way to borrow
We’re so passionate about transparent lending we created a business loan calculator. You can crunch our numbers and know exactly what your payments will look like before taking out a business loan with us. And we never charge any sneaky hidden fees, ever.
Use our free business loan calculator to work out the total cost of a business loan ahead of time. Check out what your fortnightly repayments will look like at different interest rates, and then get a simple repayment schedule sent straight to your inbox. The loan repayment calculator is free and you can send yourself as many of these as you like.
Calculate your business loan repayments
The information provided in the business loan calculator above is indicative only.
Aside from our Mums, our customers are our biggest advocates
Hear what they’re saying about us:
Easy to apply.
Simple as 1, 2, 3
Apply online in just ten minutes, by following these 3 easy steps:
Who is Moula?
Moula is a better way to borrow money to grow your business. We use a combination of heads and hearts to identify good business.
Moula was founded to help hard-working business owners in Australia access the finance they need to grow. In the past, getting a business loan meant going through weeks of paperwork, hassle, and hurdles. We use data to assess your business loan application so we can keep things fast and painless.
Our team are finance industry experts who are passionate about using technology to simplify small business finance and backing good business.
Moula analyses your business’ data providing funding that is relevant and appropriate to help you grow. Funding is generally between $10,000 and $250,000.
If you need more than $250,000, contact us at info@moula.com.au or on 1300 88 09 72.
To be eligible for a Moula loan, you need to have:
Our interest rates range from 15.99% to 35.99% APR, and you can use our business loan calculator to see exactly what a repayment schedule would look like.
Our standard origination fee is 2% for direct customers, but there are no transaction or direct debit fees. Read our Fee Statement here.