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business loans

Know the true cost of your loan upfront.
No hidden fees. No surprises.

  • Borrow up to $250,000
  • No transaction fees
  • Know your repayments upfront

Transparent through and through

Transparent business loans can save you a lot of money and stress. The true total cost of your business loan can be obscured by any number of things like factor rates, hidden fees and charges, and special offers.

We prefer transparent business loans. That means no factor rates, no hidden charges, and no confusing offers. You simply pay the repayment and interest amounts – clear and simple.

Clearly, a better way to borrow

We’re so passionate about transparent lending we created a business loan calculator. You can crunch our numbers and know exactly what your payments will look like before taking out a business loan with us. And we never charge any sneaky hidden fees, ever.

Use our free business loan calculator to work out the total cost of a business loan ahead of time. Check out what your fortnightly repayments will look like at different interest rates, and then get a simple repayment schedule sent straight to your inbox. The loan repayment calculator is free and you can send yourself as many of these as you like.

Calculate your business loan repayments

Min $10,000 - Max $250,000
Min 12 months - Max 24 months

The information provided in the business loan calculator above is indicative only.

Aside from our Mums, our customers are our biggest advocates

Hear what they’re saying about us:

Easy to apply.
Simple as 1, 2, 3

Apply online in just ten minutes, by following these 3 easy steps:

Business Loan Details | Moula

Get started

Complete some basic business and personal information to get started

Link Business Data | Moula

Link your data

Link your online banking or accounting data, and we’ll determine how much we can lend.

Get Business Funds | Moula

Get funds fast

Once approved, provide us with your preferred business bank account, and we’ll have the funds to you fast.

Who is Moula?

Moula is a better way to borrow money to grow your business. We use a combination of heads and hearts to identify good business.

Moula was founded to help hard-working business owners in Australia access the funding they need to grow. In the past, getting funding meant going through weeks of paperwork, hassle, and hurdles. We use data to assess your loan application, which means we can keep things super quick and painless.

After all, good business deserves Moula.

Moula analyses your business’ data providing funding that is relevant and appropriate to help you grow. Funding is generally between $10,000 and $250,000.

If you need more than $250,000, contact us at or on 1300 88 58 93.

To be eligible for a Moula loan, you need to have:

  • An ABN or ACN
  • have been in business for at least 6 months
  • at least $10,000 in monthly sales

Our interest rates range from 15.99% to 35.99% APR, and you can use our business loan calculator to see exactly what a repayment schedule would look like.

Our standard origination fee is 2% for direct customers, but there are no transaction fees, or penalties for early repayment. Read our Fee Statement here.

Get a repayment schedule

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