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Officeworks’ trusted lending partner for business loans

Borrow up to $250,000 in just 24 hours

Get started

Calculate your business loan repayments

Min $5,000 - Max $250,000
Min 12 months - Max 24 months

*Repayments are fortnightly. The the first 13 fortnights are repayment-free, with interest capitalised during this period. The information provided in the business loan calculator above is indicative only.

Garrett Huston - Mason Dixon

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Easy to apply.
Simple as 1, 2, 3

Apply online in just ten minutes, by following these 3 easy steps:

Business Loan Details | Moula

Get started

Complete some basic business and personal information to get started

Link Business Loan Data | Moula

Link your data

Link your online banking or accounting data, and we’ll determine how much we can lend.

Get Business Funds | Moula

Get funds fast

Once approved, provide us with your preferred business bank account, and we’ll have the funds to you fast.

Looking for straight-forward finance without the big banks’ paperwork, hassle and 6-week wait?

A Moula loan has zero fees and total transparency. Apply online in just 10 minutes, and get an answer within 24 hours.

What do you need to apply?

  • An ABN or ACN
  • At least 6 months in business
  • Minimum of $5,000 in monthly sales

Start a new application

By getting started you agree to our Terms & Conditions

Your call-back request has been submitted.

Our customer service team will be in touch as soon as possible to discuss your application

When we call, we'll be able to help you with:

  • any questions you have about Moula
  • what you'll need to complete your application
  • next steps to continue

We look forward to discussing your funding needs with you.

Something went wrong.

Please contact our customer support team on the phone or live chat.

Who is Moula?

To be eligible for a Moula loan, you will need to have:

  • An ABN or ACN
  • Been in business for at least 6 months
  • At least $5,000 in monthly sales

You can borrow between $5,000 and $250,000. When you apply, we’ll let you know how much we’re able to lend based on your business’ data.

With Moula, there are no hidden fees and no hassle. We charge a 2% establishment (upfront) fee, but there are no transaction fees, and no penalty for early repayment. You pay back what you borrowed (principal) plus interest. Our interest rates range from 0.61% – 2% per fortnight. We provide a very clear loan schedule setting out repayments and timing.

Check out our business loan calculator where you can get a clear picture of how much you’ll pay for the amount you wish to borrow, and download a sample repayment schedule for yourself.

A big difference between Moula and other lenders is that we don’t charge any sneaky additional fees whatsoever. We keep our pricing totally transparent, so you know exactly how much our loans cost.

Check out our business loan calculator where you can get a clear picture of how much you’ll pay for the amount you wish to borrow, and download a sample repayment schedule for yourself.

You can apply online in under ten minutes, and we’ll contact you within 24 hours to let you know if you’ve been approved. If your loan is approved, the funds will be in your account within 24 hours.

By linking your business data to Moula, we can view your transaction data and make a decision in minutes; much faster than banks, which can take 6 to 8 weeks to process an application. Our platform is also built for small and medium businesses, which means we’re able to approve thousands of businesses which banks reject.

Unlike a traditional loan, we’ve also eliminated the fine print, hidden fees, and complex paperwork. This means you understand what’s going on at every stage, and know exactly what your loan agreement means. We’re here to help grow your business, not hold it back.

Once you’ve told us who you are and given us to access your business data, we can make a responsible lending decision based on factors such as business profile, time in business, and transaction volume.

Yep, as with traditional lenders, we’ll check your credit score to help us make a responsible lending decision. We’ll always ask your permission before running a credit check.

Not much. Once you’ve permissioned us into your banking or accounting data, we can make our decision fast.

To comply with relevant law, we’ll also need your ABN or ACN, and we’ll also collect some personal, business and credit information along the way.

Moula’s here for the business community, not for the consumer. As such, we’re not licensed to provide consumer credit and need to be certain that any funds provided are for business purposes.

Get a repayment schedule

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