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Officeworks’ trusted lending partner for business loans

Borrow up to $500,000

in just 24 hours

Business Loan Calculator

We’re so passionate about transparency in our lending, our favourite colour is clear. Yep, we‘re totally fee-free. That means no establishment fees, no transaction fees, and no penalties for early payments.

Calculate how much a business loan could cost, and get the results sent straight to your inbox, free.

Calculate repayments

How much would you like to borrow?
Repayment term
Interest per fortnightly period
Garrett Huston - Mason Dixon

Aside from our Mums, our customers are our biggest advocates

Hear what they’re saying about us this week:

Easy to apply.
Simple as 1, 2, 3

Apply online in just ten minutes, by following these 3 easy steps:

Get Started

Get started

Complete some basic business and personal information to get started

Link Your Data

Link your data

Link your online banking or accounting data, and we’ll determine how much we can lend.

Get Funds Fast

Get funds fast

Once approved, provide us with your preferred business bank account, and we’ll have the funds to you fast.

Looking for straight-forward finance without the big banks’ paperwork, hassle and 6-week wait?

A Moula loan has zero fees and total transparency. Apply online in just 10 minutes, and get an answer within 24 hours.

What do you need to apply?

  • An ABN or ACN
  • At least 6 months in business
  • Minimum of $5,000 in monthly sales

Start a new application

By getting started you agree to our Terms & Conditions

Your call-back request has been submitted.

Our customer service team will be in touch as soon as possible to discuss your application

When we call, we'll be able to help you with:

  • any questions you have about Moula
  • what you'll need to complete your application
  • next steps to continue

We look forward to discussing your funding needs with you.

Something went wrong.

Please contact our customer support team on the phone or live chat.

Who is Moula?

Moula is a better way to borrow money to grow your business. We use a combination of heads and hearts to identify good business.

Moula was founded to help hard-working business owners in Australia access the funding they need to grow. In the past, getting funding meant going through weeks of paperwork, hassle, and hurdles. We use data to assess your loan application, which means we can keep things super quick and painless.

After all, good business deserves Moula.

Moula analyses your business’ data providing funding that is relevant and appropriate to help you grow. Funding is generally between $5,000 and $500,000.

If you need more than $500,000, contact us at or on 1300 88 58 93.

To be eligible for a Moula loan, you need to have:

  • An ABN or ACN
  • have been in business for at least 6 months
  • at least $5,000 in monthly sales

Interest rates start at 0.75% per fortnight but may vary based on our loan assessment. Interest is charged on the opening balance at the start of each fortnight.

In other words, for a $10,000 loan incurring a 1% interest rate, you’d incur roughly $7 per day in interest in the first fortnight and reducing each fortnight thereafter as the loan balance reduces.

Nope, we wouldn’t dream of it. We’ll deposit the loan into your nominated business bank account without any hidden fees or costs. Read our Fee Statement here.

Get a repayment schedule

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