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Good business
deserves Moula

Funding your business has never been
so easy with Moula & Xero.

Link your Xero data to Moula, we’ll do the rest. Based on your Xero details alone, you could be approved for up to $250,000 in as little as 24 hours.

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Quick and easy

Fast and very professional with being able to look at Xero accounting online. This made it quick easy and really allowed them to see your borrowing capacity without over committing you. Thanks to Jen who was professional and fast loan was approved in less than 24 hours.


Reviews - by on Trustpilot.
Rated 9.8 out of 10 based on 1142 reviews.

Moula & Xero share data seamlessly
in the cloud

What we do access

  • Profit and loss information, for example, sales and expenses
  • Balance sheet information, current and non-current
  • Number of employees

What we don't access

  • Information about your customers for example, who they are
  • Information about your inventory for example, what you are selling
  • Employee personal information

Moula has partnered with the leading accounting software for small business.

Xero is easy to use online accounting software that’s designed specifically for small businesses.

What is Xero?

It’s all online, so you can work when and where you want to. Just login with your PC, Mac or mobile.
Your bank statements are automatically imported and categorized, letting you see your cashflow in realtime.
Invite your team and work together on financials. You can collaborate over your uptodate numbers.
Xero has all you need to run your business – including invoicing, paying bills, sales tax returns, reporting and much more.

Business loans in under 24 hours.

Moula has helped thousands of small businesses grow by providing business loans in every industry. From restaurants to retailers, professional services to tradies, Moula helps you access funding quick, smart.

Apply online in under ten minutes. We commit to giving you an answer within 24 hours, and you can have the funds in your account the next day.

What do you need to apply?

At least 12 months in business
Minimum of $5,000 in monthly sales

Start a new application

By getting started you agree to our Terms & Conditions

Your call-back request has been submitted.

Our customer service team will be in touch as soon as possible to discuss your application

When we call, we'll be able to help you with:

  • any questions you have about Moula
  • what you'll need to complete your application
  • next steps to continue

We look forward to discussing your funding needs with you.

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