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Get paid upfront

Reduce your lock-up period and see your practice benefit from better debtor days

More freedom for your practice

With Moula Pay, you get paid upfront, while your clients repay their invoices over 12 months.

Customer Engagement | Moula Pay Merchants

Improve client

Automate processes and see your relationships profit. No more late payments or hard conversations.
Productivity | Moula Pay Merchants

Increase practice

Free your team to focus on what matters. Moula Pay automates busywork, so you can focus on business.
Risk Management | Moula Pay Merchants

Outsource all
the risk

Unlike other solutions, Moula Pay takes on the risk of bad debts. Once a transaction is approved, you’re guaranteed payment.

Update your books

Moula Pay + Xero

Moula Pay seamlessly integrates with Xero, saving you hours of admin. Follow these quick steps to add Moula Pay to your Xero invoices.

Smarter payments
in 1, 2, 3

Getting paid upfront is easier than ever.
Invoice | Moula Pay

Start offering Moula Pay

Become a Merchant and add Moula Pay as a payment method on your invoices.


Raise your invoice

Your client selects Moula Pay, and verifies their transaction online to settle the payment.

Pay Fast | Moula Pay

You get paid upfront

Your client gets 12 months to repay, with the first 3 months interest and repayment-free.

Ready to get paid upfront?

Become a Merchant today and make chasing invoices a thing of the past.


Fill in some basic business information to register your interest in becoming a Merchant, and we’ll give you a call to run you through a brief approval process. To become a Merchant, you must meet a set of assessment criteria, including $250,000+ in annual turnover and 6+ months in business. Sign up to register your interest.

There are no setup costs, ongoing fees or lock-in contracts when becoming a Merchant. Merchant service fees are charged per transaction, and dependent on your business. You’ll find out your Merchant service fee on approval, after registering.

Sure. You can access up to $250,000 to help fund your next business purchase, at any registered Merchant. You’ll enjoy 12 months to repay, with the first 3 months interest and repayment-free. Your cash flow will thank you later. Learn more about Moula Pay for business purchases.

Get a repayment schedule

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