What is Moula Pay?
Moula Pay is a smarter way to pay for your business purchases while better managing your cash flow. With Moula Pay, you can access a credit limit of up to $250,000 to fund your business’ growth.
Enjoy 12 months to repay, with the first 3 months interest and repayment free. Your cash flow will thank you later.
What can you use Moula Pay for?
Get stocked up
Buy business goods
Pay for services
Moula Pay is easy as 1, 2, 3
Apply for Moula Pay online
Select Moula Pay
Enjoy simple repayments
Moula Pay FAQs
Moula Pay is a smarter way to pay for your business purchases while better managing your cash flow. Apply online and we’ll let you know what credit limit we’re able to offer you. Once approved, you can use your credit facility as many times as you need within your limit, anywhere Moula Pay is accepted.
Each time you use Moula Pay for a purchase, you’ll be instantly notified to verify the payment, in order to complete the purchase. Moula will then pay the Merchant directly, while you enjoy 12 months to repay. To make life easier, we’ve made the first 3 months interest-free and repayment-free, so there’s nothing to pay at all during this period. After that, your repayments are scheduled in equal monthly instalments.
There is no set-up or establishment fee, no direct debit fees, and no penalty if you repay early.
Moula Pay keeps you in control, so you can jump into your customer dashboard at any time to see your repayment schedule, manage repayments, and keep on top of your business cash flow.
- Active ABN/ACN
- 6+ months in business
- $5,000+ in monthly turnover
If your annual turnover is less than $75,000 and your business isn’t GST-registered, you’re still eligible to apply.
No interest will be charged if you repay in full within the 3 month interest-free period.
After the 3 month interest-free period, an interest rate of 3% per month will be charged against the daily outstanding principal balance across the month.
An annual fee of $149 will apply after the first 12 months, so you can enjoy the benefits of your facility for the first year on us.
Yep, you can repay at any time, and you only pay interest for the days you had a loan balance. If you decide to repay within the first three months, you won’t pay any interest at all.
You can make an additional repayment at any time via EFT to:
Moula Funding Pty Ltd
BSB: 033 002
Account: 927 337
Please use your Facility ID (FID) as a reference. If you are unsure of your Facility ID, log in to your Customer Dashboard for instructions.
You can make any additional pre-payments at any time during the course of your loan, with no additional charges. This will reduce the total interest on your balance.