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Make more of your business purchases

Pay nothing for 3 months with Moula Pay at participating merchants

Get started

What is Moula Pay?

Moula Pay is a smarter way to pay for your business purchases while better managing your cash flow. With Moula Pay, you can access a credit limit of up to $250,000 to fund your business’ growth.

Enjoy 12 months to repay, with the first 3 months interest and repayment free. Your cash flow will thank you later.

What can you use Moula Pay for?

Get stocked up

Purchase stock today and enjoy 3 months of no repayments, while you sell.

Buy business goods

Invest in equipment or supplies to help you grow now, and repay over 12 months.
Invoice | Moula Pay

Pay for services

Pay invoices today without affecting your cash flow, and repay over 12 months.
Buy Materials | Moula

Buy materials

Get what you need to do the job today, and enjoy 3 months of no repayments.

Moula Pay is easy as 1, 2, 3


Apply for Moula Pay online

We’ll assess your business within 24 hours and let you know what credit limit we can offer.

Select Moula Pay

At the checkout, select Moula Pay as your payment method, then approve the purchase online.

Enjoy simple repayments

Pay in instalments over 12 months, or repay early at any time to save on interest, with no penalties.

Ready to go?

To get started, all you need is:

  • Active ABN or ACN
  • 6+ months in business
  • $5,000+ in monthly turnover
  • GST registration 1

Apply now

Moula Pay FAQs

Moula Pay is a smarter way to pay for your business purchases while better managing your cash flow. Apply online and we’ll let you know what credit limit we’re able to offer you. Once approved, you can use your credit facility as many times as you need within your limit, anywhere Moula Pay is accepted.

Each time you use Moula Pay for a purchase, you’ll be instantly notified to verify the payment, in order to complete the purchase. Moula will then pay the Merchant directly, while you enjoy 12 months to repay. To make life easier, we’ve made the first 3 months interest-free and repayment-free, so there’s nothing to pay at all during this period. After that, your repayments are scheduled in equal monthly instalments.

There is no set-up or establishment fee, no direct debit fees, and no penalty if you repay early.

Moula Pay keeps you in control, so you can jump into your customer dashboard at any time to see your repayment schedule, manage repayments, and keep on top of your business cash flow.

You’ll need:

  • Active ABN/ACN
  • 6+ months in business
  • $5,000+ in monthly turnover

If your annual turnover is less than $75,000 and your business isn’t GST-registered, you’re still eligible to apply.

You can log in to your Moula Pay Customer Dashboard at any time and see a clear repayment schedule for each loan.

No interest will be charged if you repay in full within the 3 month interest-free period. 

After the 3 month interest-free period, an interest rate of 3% per month will be charged against the daily outstanding principal balance across the month.

An annual fee of $149 will apply after the first 12 months, so you can enjoy the benefits of your facility for the first year on us.

Yep, you can repay at any time, and you only pay interest for the days you had a loan balance. If you decide to repay within the first three months, you won’t pay any interest at all.

You can make an additional repayment at any time via EFT to:

Moula Funding Pty Ltd
BSB: 033 002
Account: 927 337

Please use your Facility ID (FID) as a reference. If you are unsure of your Facility ID, log in to your Customer Dashboard for instructions.

You can make any additional pre-payments at any time during the course of your loan, with no additional charges. This will reduce the total interest on your balance.

Questions? Call us on 1300 95 28 28 or email

Interested in becoming a Moula Pay Merchant?

Sign up today as a Merchant to offer Moula Pay to your business customers, and enjoy more sales, more often. Provide your customers access up to $250,000, with 12 month repayment terms plus the first 3 completely interest and repayment free. Let your business customers buy more, more often, while you get paid upfront.

Get a repayment schedule

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